PRIVACY POLICY
WHAT DOES MS Installment Loans, Inc. DO WITH YOUR PERSONAL INFORMATION?

Why?
Financial companies choose how they share your personal information. Consumers have the right to limit some but not all sharing. This notice tells you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect, and share depend on the product or service you have with us. This information can include:
Social Security number and checking account information; Payment history and income; and Employment information and wire transfer instructions.
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons MS Installment Loans, Inc., chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:
For our everyday business purposes such as processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or reporting to credit bureaus
Do we share: YES
Can you limit this sharing: NO

For our marketing purposes to offer our products and services to you
Do we share: YES
Can you limit this sharing: NO

For joint marketing with other financial companies
Do we share: NO
Can you limit this sharing: We Do Not Share

For our affiliates’ everyday business purposes-information about your transaction and experiences
Do we share: YES
Can you limit this sharing: NO

For our affiliates’ everyday business purposes-information about your creditworthiness
Do we share: YES
Can you limit this sharing: NO

For our affiliates to market to you
Do we share: YES
Can you limit this sharing: YES

For our non-affiliates to market to you
Do we share: YES
Can you limit this sharing: Yes

Definitions:
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies. Non-affiliates we share with can include service providers and data processors.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
MS Installment Loans, Inc. does not jointly market.
Who we are:

Who is providing this notice?
MS Installment Loans, Inc., a Mississippi corporation.

How does MS Installment Loans, Inc. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures. These measures include computer safeguards and secured files and buildings.

How does MS Installment Loans, Inc. collect my personal information?
We collect your personal information, for example, when you:
Apply for a loan; Give us your income information; Tell us where to send the money; Provide account information; Provide employment information; and We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?
You have the right to limit only:
Sharing for affiliates' everyday business purposes
information about your creditworthiness;
Affiliates from using your information to market to you; and Sharing for non-affiliates to market to you.

What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account


To limit our sharing
Call 601-745-6274
Contact us via email at customerservice@loans.ms

Please note:
If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer our customer, we can share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?
Call 601-745-6274 or go to www.aacepersonalloans.com

Other important information:
To protect both you and us, we use services provided by a third party to help decide whether to accept transactions from personal computers, mobile phones, or other devices. The third-party service checks whether these devices have been identified with fraudulent or abusive transactions in the past, such as reported instances of identity theft, account takeovers, or malware attacks. For this purpose, a cookie file, flash storage token, or other code files may be placed on your device to identify it in the future when you visit our website or connect with our applications. In connection with our site or service, we will transmit that device identification code to the third-party's server, along with data concerning certain technical attributes of your device such as the model, operating system, and browser version, as well as the IP address, all of which are used to confirm device identification. The third-party's server returns a response recommending that transactions be accepted or denied, according to the settings we have selected. If you set your browser or device to reject these cookies or tokens, you may not be able to conclude some transactions through our website or application. If your requested transaction is declined, or if you have questions about our use of a "device reputation" service, please contact Customer Service at 601-745-6274.

Subscriber text messaging originator opt-in data and consent details will not be shared with any third parties except when explicitly authorized by the subscriber.